Applying For A Mortgage When Self Employed
“My dream of the perfect family home has come true and delivering the news to my family was the greatest feeling” – Ken, TMAG Client. August 2022
Personalised Mortgage Support for Self-Employed Clients in Worcester
Finding a mortgage when you’re self-employed can be complicated, but at The Mortgage Advice Group, we make the process simpler. Whether you’re a freelancer, a sole trader, or run a limited company, we offer expert help for clients seeking self employed mortgages across the region. Our team understands how business income differs from salaried employment, and we tailor our approach accordingly.
Working with a knowledgeable mortgage advisor in Worcester, you’ll benefit from years of experience dealing with complex financial backgrounds. We take the time to understand your setup and collaborate with your accountant to present your earnings clearly to lenders, helping secure the right deal for your unique situation.
Thanks to strong connections with underwriters and up to date insights into lending criteria, our advisors offer reliable, real time support for all your self employed mortgage needs. With our help, you’ll receive a mortgage that reflects your actual income, not just what appears on your last payslip.
Bespoke Advice for Self Employed Mortgages
No two self employed mortgages are the same, and neither are our solutions. We’ve helped countless business owners in and around Worcester secure home financing that suits their income model. Whether your income comes from dividends, retained profit, or a mix of contracts, we can help you navigate the process smoothly.
Support for Contractors and Freelancers
Contracting and freelancing, especially under the Construction Industry Scheme, can pose additional challenges. That’s why working with mortgage brokers in Worcestershire who understand these structures is key. Our specialists help clients across the county find lenders who accept various forms of income and work arrangements, making it easier to secure approval even if your job isn’t conventional.
Account Collaboration
A successful application often depends on clear, accurate financial documentation. Our team at Worcester Mortgage Advice works directly with local accountants to ensure every relevant detail is captured. By involving your accountant early, your mortgage advisor in Worcester can strengthen your application and avoid delays.
Keeping Up with Lending Criteria
The landscape for self employed mortgages changes often. Lender policies can vary widely, but our connections with business managers and direct access to underwriters mean we’re always informed. By staying in constant communication with key industry professionals, our mortgage brokers in Worcestershire can give you timely advice and proactive support through every stage of the process.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Speak with one of our team
Our Locations
Prospect House, Church Green West, Redditch, B97 4DJ
301 Pershore Road South, Kings Norton, Birmingham, B30 3EX
The Mortgage Advice Group is a trading name of McTernan Financial Limited an Appointed Representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited (FRN 305008) which is authorised and regulated by the Financial Conduct Authority.
Registered Office: Prospect House, Church Green West, Redditch B97 4DJ. Registered in England and Wales. Company number: 09168296.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Financial Conduct Authority does not regulate all Buy to Let mortgages
We charge an arrangement fee of £395 which is payable when a full application is made to a lender. This is a Lifetime fee which is payable by new customers when their first application is made. Your adviser will agree your arrangement fee with you before commencing any chargeable work.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.