Mortgage Advice Wolverhampton First Time Buyers Can Trust
“As a first time buyer, I was scared by horror stories over how stressful buying a house is. Buying the house itself was not stressful – thanks to Kate and her team” – Kiri, TMAG Client. April 2021
Expert Advice For First Time Buyers From Our Mortage Broker In Wolverhampton
Taking the first step toward buying your own home is a huge milestone, and while it’s exciting, it can also feel confusing without the right support. That’s where we come in. At The Mortgage Advice Group, our team offers friendly and reliable mortgage advice in Wolverhampton, helping first-time buyers navigate the process with clarity and confidence.
If you’re exploring government-backed schemes or affordable housing options, we’ll guide you through the details and the application steps. With expert mortgage advice Wolverhampton clients can count on and a trusted mortgage broker Wolverhampton buyers recommend, we make the entire journey as smooth and stress-free as possible.
As an experienced mortgage broker in Wolverhampton, we’ll be by your side from start to finish. We explain your mortgage options, break down costs like surveys, solicitor fees, and arrangement charges, and answer all your questions along the way. We tailor our service to your personal circumstances, ensuring you get a first-time buyer mortgage that truly fits your needs.
How We Help First-Time Buyers in Bromsgrove
Understanding the Costs of Buying
Buying a home involves more than just securing a mortgage. As part of our personalised mortgage advice Wolverhampton services, we’ll walk you through all the additional expenses that can arise, from legal fees and stamp duty to surveys and insurance. We’ll carry out a full cost breakdown with you, so you’re financially prepared and know exactly what to expect.
Agreement in Principle
Securing an Agreement in Principle (AIP) is an important first step when making an offer on a property. It shows estate agents and sellers that you’re financially prepared to proceed. With the support of your dedicated mortgage broker in Wolverhampton, we’ll ensure you have this agreement ready—often after your very first meeting. We offer this as a complimentary service, helping you stay ahead of other buyers in a competitive market.
Protecting Your Mortgage and Future
Buying your first home is exciting, but protecting your investment is just as important. We offer expert guidance on life insurance, income protection, and critical illness cover to safeguard your mortgage and loved ones. At The Mortgage Advice Group, our goal isn’t just to help you buy a home, it’s to help you keep it, no matter what life brings.
Monthly Budget Planning
Before a lender agrees to offer you a mortgage, they’ll assess your income, expenses, credit score, deposit size, and the value of your chosen property. As part of our comprehensive mortgage advice in Wolverhampton, we’ll complete a detailed monthly budget planner with you. This helps ensure your mortgage and household costs are affordable, both now and in the future.
Help to Buy & Shared Ownership
There are a number of government-backed schemes designed to make buying a home more accessible. From Help to Buy to Shared Ownership and other affordable housing initiatives, we’ll guide you through the options available in Wolverhampton. Our team has in-depth experience with these programs and will make sure the application process is as straightforward as possible.
Finding and Comparing Mortgage Deals
With access to an extensive panel of lenders, we don’t just recommend the first option, we compare a range of deals to find the one that fits you best. Whether you’re a first-time buyer or simply looking for a competitive rate, our mortgage broker Wolverhampton team will search the market to deliver tailored solutions that work for your financial goals.
IMPORTANT REMINDER: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE REPAYMENTS.
Speak with one of our team
Our Locations
Prospect House, Church Green West, Redditch, B97 4DJ
301 Pershore Road South, Kings Norton, Birmingham, B30 3EX
The Mortgage Advice Group is a trading name of McTernan Financial Limited an Appointed Representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited (FRN 305008) which is authorised and regulated by the Financial Conduct Authority.
Registered Office: Prospect House, Church Green West, Redditch B97 4DJ. Registered in England and Wales. Company number: 09168296.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Financial Conduct Authority does not regulate all Buy to Let mortgages
We charge an arrangement fee of £395 which is payable when a full application is made to a lender. This is a Lifetime fee which is payable by new customers when their first application is made. Your adviser will agree your arrangement fee with you before commencing any chargeable work.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.