Mortgages For First Time Buyers In Bromsgrove
“As a first time buyer, I was scared by horror stories over how stressful buying a house is. Buying the house itself was not stressful – thanks to Kate and her team” – Kiri, TMAG Client. April 2021
First-Time Buyer Mortgage Support in Bromsgrove
Expert Guidance for First-Time Buyers
Buying your first home is an exciting milestone, but it can also feel overwhelming. At The Mortgage Advice Group, we’re here to make the process straightforward and stress-free. Our expert mortgage advisors in Bromsgrove will guide you through every stage, helping you secure the best first-time buyer mortgage tailored to your needs.
From understanding mortgage options to handling solicitor fees, surveys, and arrangement costs, we’ll break down all the financial aspects so you know exactly what to expect. If you’re considering an affordable housing scheme, we’ll walk you through the application process, ensuring you explore all available options.
How We Help First-Time Buyers in Bromsgrove
Budget & Affordability Planning
Lenders assess your income, outgoings, deposit, and credit history to determine how much you can borrow. We’ll help you create a detailed budget plan to ensure you can comfortably manage your mortgage and associated costs.
Understanding the Full Costs of Buying
Purchasing a home involves more than just the mortgage itself. We’ll explain all additional expenses, from legal fees to moving costs, so you’re financially prepared.
Agreement in Principle
Getting an Agreement in Principle is one of the first steps toward homeownership, showing estate agents and sellers that you’re a serious buyer. We’ll arrange this for you at no cost after our first consultation.
Comparing Mortgage Options
With access to a wide range of lenders, we’ll search the market to find the most competitive mortgage deals suited to first-time buyers.
Protecting Your Home & Future
We don’t just help you buy a home, we also ensure you and your family are financially protected. We’ll assist you in setting up suitable protection plans so that you can secure your future with confidence.
Affordable Housing Assistance
If you’re looking at government-backed schemes such as shared ownership, our Bromsgrove-based mortgage advisors have extensive experience in guiding buyers through the application process.
IMPORTANT REMINDER: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE REPAYMENTS.
Speak with one of our team
Our Locations
Prospect House, Church Green West, Redditch, B97 4DJ
301 Pershore Road South, Kings Norton, Birmingham, B30 3EX
The Mortgage Advice Group is a trading name of McTernan Financial Limited an Appointed Representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited (FRN 305008) which is authorised and regulated by the Financial Conduct Authority.
Registered Office: Prospect House, Church Green West, Redditch B97 4DJ. Registered in England and Wales. Company number: 09168296.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Financial Conduct Authority does not regulate all Buy to Let mortgages
We charge an arrangement fee of £395 which is payable when a full application is made to a lender. This is a Lifetime fee which is payable by new customers when their first application is made. Your adviser will agree your arrangement fee with you before commencing any chargeable work.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.